Épargne & Prévoyance

Particuliers

Épargne & Prévoyance

Les assurances-vie offrent une protection idéale contre les aléas de la vie. Elles vous proposent des solutions appropriées pour faire fructifier votre capital, planifier d’une façon sereine sa retraite et bénéficier d’avantages fiscaux.

Nous vous proposons une panoplie de variantes adaptées à vos besoins, votre condition financière et votre situation familiale.

Assurances Protection et Prévoyance

How do I get an estimate?


Please click on this link and fill out the form with as many details as possible.




How do I book a shipment?


Once your estimate request is received, we will follow up with a quote based on the information given and indicate any additional information needed prior to booking, along with a proposed date and time for the project. Once you have accepted the estimate and confirmed the scheduling, you will also be asked to provide payment detail information. At this point your project would be booked and on our calendar.




Do you perform site visits?


Yes, we do site visits when needed. We prefer to do site visits when a project is particularly complex or has unknown variables. Depending on the project the site visit/s may incur a cost. If this is the case we would inform the client of the cost ahead of the site visit/s.




Do you build crates?


Yes, we deisgn and build our crates in-house. For crating estimates please email info@maquettefas.com. Please provide details of the objects that needed packing and crating. For more information please about our crating program please click here.




How much do you charge?


Each job is estimated based on the information provided by the client. For the most accurate pricing it is best to email info@maquettefas.com with the project details. Once we receive the request and details we will respond with an estimate or further questions. If a site visit is needed, we will inform the client and book an appointment for the site visit.




How big is your biggest truck?


Our largest truck is 26 feet long with 113 inches of interior clearance height and 112 inches of door clearance height. If this vehicle is requested we will provide an estimate based on the project’s needs.




Do you run interstate shuttles?


Currently we provide a New York to Boston shuttle service on a bimonthly schedule. We also perform exclusive runs between both cities and their surrounding areas. We also work closely partners to provide long-distance cross-country shuttle services.




Do you ship internationally?


We work directly with some of the best freight forwarding brokers in the business and would be happy to help you with any shipment to anywhere in the world. To receive an estimate, please email info@maquettefas.com




Do you offer long-term and short-term stoarge?


Yes. Our storage facilities, located in New York City and Boston, have been designed with the special needs of the fine art market in mind. We have created spaces that allow for clients to store fine objects in a secure and environmentally safe manner. Offering both managed open storage and private rooms allows for the client to design storage strategies around their needs. Please email info@maquettefas.com for an estimate.





Assurances Décès

Solde Restant Dû - Assurance hypothécaire


La protection optimale de votre logement
L'assurance hypothécaire, aussi connue sous le générique « Assurance Solde Restant Dû » ou « Assurance Décès à Capital Décroissant » est une forme d'assurance risque dont le but principal consiste à couvrir en cas de décès une dette hypothécaire.

La construction ou l'acquisition d'une maison ou d'un appartement nécessite un emprunt d'un certain montant auprès d'un organisme bancaire contre inscription d'une hypothèque. L'acquittement de cette dette se fait sur une période précise. D'année en année la dette est donc diminuée de la tranche d'amortissement. En cas de décès de l'emprunteur, l'assurance hypothécaire a pour objectif d'apurer le solde de cette dette et de protéger ainsi le patrimoine familial. L'assurance couvre le montant du capital restant dû et des intérêts depuis la dernière échéance.

L'assurance hypothécaire peut couvrir un seul assuré, soit celui qui rembourse le prêt; ou bien deux assurés, lorsque le prêt est remboursé par deux associés ou deux époux.

L'assurance hypothécaire peut également être complétée par la garantie invalidité permanente totale. En cas d'invalidité physiologique totale et permanente à la suite d'un accident ou d'une maladie, l'assurance paie le capital décès prévu dans le cadre du contrat.




Lalux-Security


La protection qui défie le destin
lalux-Security est une couverture de risque. Elle permet de vous assurer contre le décès et l’invalidité et de garantir un capital à vos proches. Si vous décédez au cours de la période couverte, le capital assuré est versé au bénéficiaire que vous avez librement choisi. En cas de survie au-delà du terme du contrat, les primes restent acquises à la compagnie d'assurances.

Compte tenu de la prime modique, l'assurance lalux-Security permet d'assurer des capitaux relativement importants. Elle convient particulièrement aux jeunes gens qui veulent faire profiter leur conjoint survivant d'un avantage financier supérieur aux droits de pension légaux.

Elle est également un instrument de sécurité par exemple pour des partenaires commerciaux qui ne veulent pas être pris au dépourvu en cas d'aléas et qui désirent à tout moment pouvoir faire face à des besoins immédiats provenant d'engagements financiers ou de transactions commerciales, ou encore pour des besoins de protection familiale (conjoint, enfants,…).

lalux-Security est la protection optimale qui vous accompagne dans toutes les situations de votre vie.





Assurances Epargne et Investissement

How do I get an estimate?


Please click on this link and fill out the form with as many details as possible.




How do I book a shipment?


Once your estimate request is received, we will follow up with a quote based on the information given and indicate any additional information needed prior to booking, along with a proposed date and time for the project. Once you have accepted the estimate and confirmed the scheduling, you will also be asked to provide payment detail information. At this point your project would be booked and on our calendar.




Do you perform site visits?


Yes, we do site visits when needed. We prefer to do site visits when a project is particularly complex or has unknown variables. Depending on the project the site visit/s may incur a cost. If this is the case we would inform the client of the cost ahead of the site visit/s.




Do you build crates?


Yes, we deisgn and build our crates in-house. For crating estimates please email info@maquettefas.com. Please provide details of the objects that needed packing and crating. For more information please about our crating program please click here.




How much do you charge?


Each job is estimated based on the information provided by the client. For the most accurate pricing it is best to email info@maquettefas.com with the project details. Once we receive the request and details we will respond with an estimate or further questions. If a site visit is needed, we will inform the client and book an appointment for the site visit.




How big is your biggest truck?


Our largest truck is 26 feet long with 113 inches of interior clearance height and 112 inches of door clearance height. If this vehicle is requested we will provide an estimate based on the project’s needs.




Do you run interstate shuttles?


Currently we provide a New York to Boston shuttle service on a bimonthly schedule. We also perform exclusive runs between both cities and their surrounding areas. We also work closely partners to provide long-distance cross-country shuttle services.




Do you ship internationally?


We work directly with some of the best freight forwarding brokers in the business and would be happy to help you with any shipment to anywhere in the world. To receive an estimate, please email info@maquettefas.com




Do you offer long-term and short-term stoarge?


Yes. Our storage facilities, located in New York City and Boston, have been designed with the special needs of the fine art market in mind. We have created spaces that allow for clients to store fine objects in a secure and environmentally safe manner. Offering both managed open storage and private rooms allows for the client to design storage strategies around their needs. Please email info@maquettefas.com for an estimate.





Assurances Complémentaires

How do I get an estimate?


Please click on this link and fill out the form with as many details as possible.




How do I book a shipment?


Once your estimate request is received, we will follow up with a quote based on the information given and indicate any additional information needed prior to booking, along with a proposed date and time for the project. Once you have accepted the estimate and confirmed the scheduling, you will also be asked to provide payment detail information. At this point your project would be booked and on our calendar.




Do you perform site visits?


Yes, we do site visits when needed. We prefer to do site visits when a project is particularly complex or has unknown variables. Depending on the project the site visit/s may incur a cost. If this is the case we would inform the client of the cost ahead of the site visit/s.




Do you build crates?


Yes, we deisgn and build our crates in-house. For crating estimates please email info@maquettefas.com. Please provide details of the objects that needed packing and crating. For more information please about our crating program please click here.




How much do you charge?


Each job is estimated based on the information provided by the client. For the most accurate pricing it is best to email info@maquettefas.com with the project details. Once we receive the request and details we will respond with an estimate or further questions. If a site visit is needed, we will inform the client and book an appointment for the site visit.




How big is your biggest truck?


Our largest truck is 26 feet long with 113 inches of interior clearance height and 112 inches of door clearance height. If this vehicle is requested we will provide an estimate based on the project’s needs.




Do you run interstate shuttles?


Currently we provide a New York to Boston shuttle service on a bimonthly schedule. We also perform exclusive runs between both cities and their surrounding areas. We also work closely partners to provide long-distance cross-country shuttle services.




Do you ship internationally?


We work directly with some of the best freight forwarding brokers in the business and would be happy to help you with any shipment to anywhere in the world. To receive an estimate, please email info@maquettefas.com




Do you offer long-term and short-term stoarge?


Yes. Our storage facilities, located in New York City and Boston, have been designed with the special needs of the fine art market in mind. We have created spaces that allow for clients to store fine objects in a secure and environmentally safe manner. Offering both managed open storage and private rooms allows for the client to design storage strategies around their needs. Please email info@maquettefas.com for an estimate.





Rendement et fiscalité

Solde Restant Dû - Assurance hypothécaire


La protection optimale de votre logement
L'assurance hypothécaire, aussi connue sous le générique « Assurance Solde Restant Dû » ou « Assurance Décès à Capital Décroissant » est une forme d'assurance risque dont le but principal consiste à couvrir en cas de décès une dette hypothécaire.

La construction ou l'acquisition d'une maison ou d'un appartement nécessite un emprunt d'un certain montant auprès d'un organisme bancaire contre inscription d'une hypothèque. L'acquittement de cette dette se fait sur une période précise. D'année en année la dette est donc diminuée de la tranche d'amortissement. En cas de décès de l'emprunteur, l'assurance hypothécaire a pour objectif d'apurer le solde de cette dette et de protéger ainsi le patrimoine familial. L'assurance couvre le montant du capital restant dû et des intérêts depuis la dernière échéance.

L'assurance hypothécaire peut couvrir un seul assuré, soit celui qui rembourse le prêt; ou bien deux assurés, lorsque le prêt est remboursé par deux associés ou deux époux.

L'assurance hypothécaire peut également être complétée par la garantie invalidité permanente totale. En cas d'invalidité physiologique totale et permanente à la suite d'un accident ou d'une maladie, l'assurance paie le capital décès prévu dans le cadre du contrat.




Lalux-Security


La protection qui défie le destin
lalux-Security est une couverture de risque. Elle permet de vous assurer contre le décès et l’invalidité et de garantir un capital à vos proches. Si vous décédez au cours de la période couverte, le capital assuré est versé au bénéficiaire que vous avez librement choisi. En cas de survie au-delà du terme du contrat, les primes restent acquises à la compagnie d'assurances.

Compte tenu de la prime modique, l'assurance lalux-Security permet d'assurer des capitaux relativement importants. Elle convient particulièrement aux jeunes gens qui veulent faire profiter leur conjoint survivant d'un avantage financier supérieur aux droits de pension légaux.

Elle est également un instrument de sécurité par exemple pour des partenaires commerciaux qui ne veulent pas être pris au dépourvu en cas d'aléas et qui désirent à tout moment pouvoir faire face à des besoins immédiats provenant d'engagements financiers ou de transactions commerciales, ou encore pour des besoins de protection familiale (conjoint, enfants,…).

lalux-Security est la protection optimale qui vous accompagne dans toutes les situations de votre vie.





Contacts

Contactez-nous

Tel 28 77 55 94

alba@agence.lalux.lu

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Bureau

20A, route de Luxembourg,

L-3253 Bettembourg

© 2020 Agence générale Alba